Alvana Microfinance Bank Limited offers farmers the opportunity to easily access loans in a quick, transparent and efficient environment.

Our expertise and international standards assure our clients quality service and delivery. Loans currently range from N 15,000.00 to N5 million; maximum maturity is 18 months; for larger loan sizes, please visit the CREDIT Unit.

• No mandatory deposits/savings and no cash collateral required.
• No audited financial statements required.
• Flexible collateral arrangements depending on loan size (household goods, business equipment, goods in stock, vehicles, property etc.)
• Flexible documentation requirements.
• Long-standing clients with impeccable repayment record qualify for successive interest rate discounts and even faster loan processing.
• No borrower groups – you are responsible only for your own loan.
• Free SMS Reminder for your Monthly Repayments.

Kindly note that all applications undergo an on-site assessment by one of our lending staff prior to a committee decision.